Your Family Travel Insurance Options

You found the perfect family-friendly hotel, booked your flights and planned out the itinerary for your vacation. But did you purchase travel insurance? Our contributors all agree that traveling without insurance is not a risk you want to take. Especially when traveling as a family, you never know when an issue will arise during your trip, or right before your trip leaving you to have to cancel your plans. We’ll walk you through the options you have so you can choose what’s best for your needs. 

Credit Card Travel Insurance:

One option many people take advantage of is purchasing coverage through their credit card. The most recommended ones by our contributors are the Chase Sapphire or American Express cards. You will need to pay for the vacation with your card and contact the company to see exactly what coverage they provide. Keep in mind that some credit cards will only cover you for issues that arise during your trip, not before, so make sure to check the coverage carefully. 

Travel Insurance Company:

Another option is to choose a trusted travel insurance company. The top three recommendations from our members are Allianz, AIG and Travel Guard. These companies provide the best coverage and are easy to work with if you need to file a claim. As everyone’s needs differ, it’s still best to compare the coverage each of them provide as well as the cost to choose the right one for you.

Travel Insurance Comparison Tools:

Instead of calling various companies to find out their costs and coverage plans, there are a few websites that will do the legwork for you. The most recommended in our group are InsureMyTrip, InsureAndGo and QuoteRight. You will be able to find plans for every type of trip and budget and then choose the vendor that suits your needs. 

If you are a frequent traveler, look into purchasing an annual travel insurance plan as it will work out to be less expensive overall. When looking into insurance, don’t forget to check the extent of medical coverage they provide in case you need this during your trip. As some members in our group have said, if you can’t afford the insurance, you can’t afford the vacation! Do you agree? 

If you’d like to be part of the Families Who Love To Travel community and have your voice heard, please join our Facebook group

Popular Reads
A mom and her child lean over a bridge looking at a beautiful Amsterdam scene, including greenery, a windmill, and buildings.
Great Tips For Taking Family Vacation On A Budget

If you’re searching for tips for taking a family vacation on a budget, this list won’t disappoint! It can be Read more

A family of three looks over a beautiful green, grassy scene together.
How To Add Romance To A Family Road Trip

Even though you’re traveling as a family, it doesn’t mean you can’t share some special moments. In fact, you can Read more

A mom carries her baby on her back using a backpack-style carrier, the baby reaches up toward the mother to give her a snuggle, while hiking in the mountains.
The Best Baby Carriers for Family Travel 2021

Parents searching for the best baby carriers for family travel are in the right place. Whether you’re preparing for your Read more

A mom hands her two children a gift in the back of a trunk laden with holiday gifts on a winter's day.
Families Who Love To Travel Gift Guide 2021

The holidays are rapidly approaching, which means it’s a perfect time to check out our Families Who Love To Travel Read more

Latest Articles

Child hiking trail through Yellowstone National park.

How to Plan a Yellowstone National Park Family Vacation

Everyone knows that Yellowstone National Park makes for a classic family vacation. Strolling the boardwalks...

Read More...
A family of five stands on a sandy beach on a sunny day in Turks and Caicos.

Best Beaches® Turks and Caicos Review By A UK Family

Beaches Turks and Caicos may not seem like a typical vacation destination for a UK...

Read More...
Three children swimming in blue water in Cayman Islands.

All About the Cayman Islands With Kids: Important Information You Need to Know

If you’re traveling to the Cayman Islands with kids, there’s some important information you need...

Read More...

Travel Gift Ideas

National Park With Kids

Family Travel Tips

Use These 10 Tips For Your Baby’s First Flight

Families Who Love To Travel contributor Meghan Oaks provides her 10 best tips for your...

Read More...
Boy wearing bowtie playing with magna tiles at New York toy store

10 of the Best Toys for Travel with Little Kids

In our group, we often get questions about keeping little ones occupied in transit, especially...

Read More...
crusing with baby

Tips for Cruising with a Baby

Cruising is a great option for families with babies who want to relax and not...

Read More...
Posted in ,

Families Love Travel Team

The Families Love Travel Team has a zest for life and an even bigger passion for globetrotting! Comprised of real-life travel professionals, we work hard behind the scenes to provide dynamic solutions for adventuring with children. Our enthusiastic team understands the challenges that often accompany traveling with kids and is committed to making Families Love Travel an inclusive space to convey these experiences.